Three dozen banks left the Russian market of a mortgage in the last year, analysts estimated the company Rusipoteka. The volumes of lending for housing in 2015 decreased by 35%.
The main problem the experts identified the reduction of solvency of the population. Last year the mortgage market has saved the state program of subsidizing mortgages. This was extended, together with the development of the securities market should help the housing and lending on growth trajectory, says the report of the company.
Changes in the composition of leaders has not occurred. According to the results of 2015, in the rating of the largest players included financial institutions, which in recent years has shown stable results. Recognized leaders – Sberbank (661,8 billion) and VTB 24 (198,4 billion) — came off from its competitors with a significant advantage.
Previously, the Agency “Bon Tone” reported that more than 75% of potential property buyers in the capital and New Moscow would prefer to buy an apartment at a lower price than get a discount in the form of reduced mortgage rates.